|
|Auto | Credit | Disability | Homeowner's | Life | Uneeded Insurance |Long Tem Care|
Many states require auto insurance. Most require liability coverage. It is thus possible to get in an accident with an uninsured driver, thus the potential usefulness for uninsured motorist coverage.
Factors affecting premiums:
Driving history
Model, year and value of the vehicle
Gender and age (Higher premiums are typically charged for males under 25).
Where you drive (urban areas being more expensive than rural areas)
Other types of auto insurance coverage include:
Bodily injury liability - covers serious and permanent injury or death to others
Collision - pays for repair or replacement of the automobile
Comprehensive - covers losses from incidents such as flood, fire, theft, vandalism
Uninsured, Underinsured Motorist - pays for bodily injuries to any persons in your vehicle
Medical Payments - pays for medical expenses up to the policy limit
Towing
- towing and road service
|
