Employee Paid Long-Term Care
Long-term care is insurance to prepare for the possibility of needing assistance in the activities of daily living following a prolonged illness, disability or injury. You can elect to cover your spouse, parents, and parents-in-law also (subject to medical underwriting).
The VSDP Long-Term Care Plan assists you in paying for nursing home care, assisted living facility care, hospice care, at-home services and community-based care. If you apply for long-term care insurance within 60 days of your hire date, your personal coverage will not be subject to underwriting.
Genworth is the state carrier for long-term care insurance. The cost for long-term care coverage varies with your coverage selection and age.