Personal Finance/Improvement

Get Debt-Free
This course is designed for the person who is struggling to manage their budget and get control of their debts. Participants will leave the class with a specific and clear: 1) personal budget/spending plan; 2) understanding of credit cards and the costs associated with them; 3) personal debt repayment/elimination plan; and, 4)
understanding of how to acquire, read, and fix problems on credit reports and credit scores.
Instructor: Lee Acker
FINL 1902-21A $120
W 1/24, 1 Session
7-9 p.m. Bisdorf Bldg., Room 447 Register for this Class Now!

Planning Your Retirement
Join a lively, interactive discussion group that will examine the pros and cons of retirement and semi-retirement living options and how they create an ntergenerational domino effect. Learn which choices are best for you and/or your older relatives. The
central focus will be on the continuing-care retirement community, which offers an active, independent lifestyle with a safety net of care. Required text: Worry-Free Retirement Living by Ralph and Loni Smith, ISBN # 1-4137-2621-6, is available in the campus bookstore.
Instructor: Loni Smith
LLRN 1966-21A $120
W 4/4-5/9, 6 Sessions
7:30-9:30 p.m. Bisdorf Bldg., Room 447 Register for this Class Now!

Successful Real Estate Investing
Create wealth by investing in real estate, just as most self-made millionaires do. This course will show you the fundamentals of safe and successful real estate investing. Topics covered will include how to locate good buys, negotiate with sellers, creative
financing, working deals with investors and much more. Your instructor, Bruce McBarnette, Esq. is a former senior counsel for the Federal National Mortgage Association and has owned investment property in six different states. The required textbook, Nothing Down for the 2000’s, is available at the campus bookstore.
Instructor: Bruce McBarnette, JD
REAL 1502-21A 0.9 CEU
TH 1/18-2/1, 3 Sessions $165
7-10 p.m. Bisdorf Bldg., Room 131 Register for this Class Now!

Real Estate Investing-Advanced
Enhance your investment skills. This course will show the nuts and bolts of real estate contracts, including contracts for offers, mortgages, partnerships, options, leases and leases with an option to buy. You will also learn strategies for qualifying for mortgages and the pros and cons of holding real estate as an individual,
partnership, or Limited Liability Company. The course is open to all who have owned or managed investment property and those who have taken Successful Real Estate Investing. Prerequisites: Successful Real Estate Investing or experience managing investment property. Your instructor, Bruce McBarnette, Esq. is a former senior counsel for the Federal National Mortgage Association and has owned investment property in six different states. The required textbook, Nothing Down for the 2000’s, is available at the campus bookstore.
Instructor: Bruce McBarnette, JD
REAL 1503-21A 0.6 CEU
TH 2/8-2/15, 2 Sessions $165
7-10 p.m. Bisdorf Bldg., Room 131 Register for this Class Now!